Effective Date: July 16, 2025

Effective Date: July 16, 2025

Terms of use

By using MurmurType, you agree to these Terms of Service. Please read them carefully.

By using MurmurType, you agree to these Terms of Service. Please read them carefully.

Welcome to MurmurType

By using MurmurType transcription software, you agree to these Terms of Service. MurmurType is developed and operated by Sagoskattis Ltd inc, a company registered in Cyprus.

By using MurmurType transcription software, you agree to these Terms of Service. MurmurType is developed and operated by Sagoskattis Ltd inc, a company registered in Cyprus.

How MurmurType Works

MurmurType operates in three distinct modes, each with different privacy and functionality characteristics as detailed in our Privacy Policy.

MurmurType operates in three distinct modes, each with different privacy and functionality characteristics as detailed in our Privacy Policy.

Refund Policy

We offer a 14-day refund period (calculated in UTC) for app purchases. MurmurGate credits can be refunded for unused portions at any time. Purchased credits remain valid for one year from the date of purchase. Refunds are processed automatically through our payment provider (Polar) and result in immediate license revocation for app refunds. Refunds are issued to the original payment method within 24-48 hours of approval. Refund requests should be submitted to miko@murmurtype.me. Automated processing typically completes within 24-48 hours.

We offer a 14-day refund period (calculated in UTC) for app purchases. MurmurGate credits can be refunded for unused portions at any time. Purchased credits remain valid for one year from the date of purchase. Refunds are processed automatically through our payment provider (Polar) and result in immediate license revocation for app refunds. Refunds are issued to the original payment method within 24-48 hours of approval. Refund requests should be submitted to miko@murmurtype.me. Automated processing typically completes within 24-48 hours.

• Our guarantee — 14‑day refund for app purchases (UTC). MurmurGate credits refundable for unused portions; credits valid 1 year.

• How to request — Email miko@murmurtype.me. Refunds generally process within 24–48 hours via Polar; app refunds revoke the license.

Subscription Plans & Licenses

• Monthly plan — $6.99/month; 6 cloud transcription hours; up to 3 devices.

• Annual plan — $20/year; 30 cloud minutes/month; up to 3 devices.

• Lifetime plan — $70 one‑time; unlimited local transcription; up to 3 devices.

• Credit top‑ups — 1, 10, 40, 90 hours; valid for 1 year from purchase.

• Device limit — 3 devices per account; switch anytime.

• Trial — 7‑day free trial; full access; no auto‑charge.

• Platform — macOS 14.6+ currently supported.

Using MurmurType

• — You agree to use MurmurType only for lawful purposes and ensure you have the right to transcribe any audio content.

• — You agree to use MurmurType only for lawful purposes and ensure you have the right to transcribe any audio content.

Service Availability

While we strive for 100% uptime, we do not guarantee uninterrupted access to MurmurType. We reserve the right to modify or discontinue features with reasonable notice.

While we strive for 100% uptime, we do not guarantee uninterrupted access to MurmurType. We reserve the right to modify or discontinue features with reasonable notice.

Limitation of Liability

To the fullest extent permitted by law, Sagoskattis Ltd inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of MurmurType.

To the fullest extent permitted by law, Sagoskattis Ltd inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of MurmurType.

Changes to Terms

We reserve the right to update these terms at any time. We will notify users of any material changes if you share your email.

We reserve the right to update these terms at any time. We will notify users of any material changes if you share your email.

Contact Information

For any questions about these Terms of Service, email: miko@murmurtype.me

For any questions about these Terms of Service, email: miko@murmurtype.me

Termination

• We may suspend or terminate your access if you violate these terms.
• You may cancel your subscription at any time.
• License access is revoked upon refund approval for app purchases.

Governing Law

These Terms shall be governed by the laws of Cyprus, without regard to its conflict of law provisions.

Summary — TL;DR

• MurmurType operates in 3 modes — choose the privacy model you prefer.
• Local mode: nothing leaves your Mac except license checks.
• Your own OpenAI key: direct connection; we do not see your content.
• MurmurGate: we route usage, never store your content.
• Refunds: 14‑day app refund, unused MurmurGate minutes refundable; credits valid 1 year.
• Questions: miko@murmurtype.me